EVENT INSURANCE COVER - LEGAL SERVICES

Introduction
For an event organiser there are many demands and challenges which come with producing a successful and most importantly a safe event for the public to attend. Although risk assessment, risk management and emergency planning play a very key role in achieving a safe event by reducing possible risks, unforeseen accidents and incidents do occasionally happen. So it is an important legal requirement to obtain the correct insurance cover to help protect against any financial and legal implications should the worst ever happen.
 SOUTH WEST SOUTH EAST WALES (SOUTH) WALES (NORTH) MIDLANDS EASTERN COUNTIES NORTH WEST NORTH EAST SCOTLAND (SOUTH) SCOTLAND (NORTH) IRELAND (SOUTH) IRELAND (EAST) IRELAND (WEST) N. IRELAND
Making the best use of
In addition to event insurance many specialist insurance providers are now offering specialist affordable insurance policies for weddings and larger private functions. With the cost of organising and planning a wedding or private party increasing year on year insurance cover for the major elements of your wedding or function including gifts, rings, photographs, flowers and sometimes cancellation cover has to be seriously considered.
How many do I need?
Event insurance cover can be a daunting and sometimes bewildering task to arrange especially with the policies offered from one company to another rarely being identical. The main points of cover to compare are firstly cancellation cover, property damage and legal liabilities including public and employers liability. Additional cover options to look at may include adverse weather effects, non appearance of key people, money and door receipts.
Booking suggestions
Before contacting insurance providers make a list of all the elements of your event or function that you are looking to have covered by your insurance policy, then when discussing with your provider make sure that those elements (if insurable) are covered within the policy remembering to ask about under which circumstances those elements would not be covered by the insurance policy. Premiums are usually paid on cover take up.
Regulations, insurance and other useful notes
Specialist event insurance cover is often considered as an unavoidable expense that many organisers could well do without particularly if year after year they have had no cause to make a claim. However for those event organisers that have experienced an incident which has resulted in legal action many would say that the premium was a small price to pay compared to possible financial and legal consequences if they had not been covered.