For event organisers

ENTERTAINMENT EVENTS - MUSIC - FESTIVALS

STEP2. REGULATIONS

Insurance cover
Insurance cover for events can be a complex subject with different products for different types of events, but generally speaking any event, whatever type, whether large or small, indoors or outdoors and where you are inviting the general public you must provide public liability insurance with a minimum £2million of cover.

Back to basics, what is public liability insurance cover and why do you need to provide it? Put simply, it is an insurance to protect the event organiser should a claim or legal action be made as a result of an accident or incident affecting any of the event employees, volunteers, associated helpers, performers or any member of the general public attending the event.

In addition to the standard event public liability insurance offered by insurance companies many other types of specialist cover can also be provided to cover individual specific requirements, these can include:
Cancellation and abandonment of your event including adverse weather conditions. None appearance of key persons or services. Prize cover indemnity. Loss or damage to property, owned or hired in, plus money and door receipts cover. We have a range of specialist event insurers under each directory area who will be able to offer more specialist insurance advice.

Although you are required to provide liability insurance at your event you are not required to provide liability  insurance cover for any contractors, event businesses or services you may employ for your event. 

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KEY POINTS

Important step  
Regulations are in place to protect the general public from all types of risks.
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Licences
Entertainment events for the general public will require a licence.
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Risk assessment
All events must be risk assessed.
Find out more

Food safety
Providing catering? How to comply with current regulations.
Find out more 

Insurance cover
All events will require public liability insurance.
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Local councils
Offer a wide variety of useful advice and services.
Find out more

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