Have you been given the task of planning a wedding, private celebration, party or function? Take a look at our step by step event planner for useful ideas, tips and advice to help you make your function or party a success.

FUNCTIONS - PARTIES - WEDDINGS

STEP2. REGULATIONS

Insurance cover
Insurance cover for events can be a complex subject with different products for different types of events, but generally speaking any event, whatever type, whether large or small, indoors or outdoors and where you are inviting the general public you must provide public liability insurance with a minimum £2million of cover.

Back to basics, what is public liability insurance cover and why do you need to provide it? Put simply, it is an insurance to protect the event organiser should a claim or legal action be made as a result of an accident or incident affecting any of the event employees, volunteers, associated helpers, performers or any member of the general public attending the event.

In addition to the standard event public liability insurance offered by insurance companies many other types of specialist cover can also be provided to cover individual specific requirements, these can include:
Cancellation and abandonment of your event including adverse weather conditions. None appearance of key persons or services. Prize cover indemnity. Loss or damage to property, owned or hired in, plus money and door receipts cover. We have a range of specialist event insurers under each directory area who will be able to offer more specialist insurance advice.

Although you are required to provide liability insurance at your event you are not required to provide liability insurance cover for any contractors, event businesses or services you may employ for your event.

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KEY POINTS

Important step
Regulations are in place to protect guest and public from all types of risks and hazards.
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Risk assessment
All events large or small, indoors or outside must be risk assessed.
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Food safety
Providing catering? How to comply with current hygiene regulations.
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Insurance cover
Larger functions and parties may require public liability insurance.
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Local councils
Local councils provide a wide variety of useful information, advice and services.
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PLANNER AREAS

Area planner steps

DIRECTORY AREAS

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